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Wisconsin workers are covered by the workers' compensation laws in the state from the first day of employment, in most cases. If your employer has three or more full-time or part-time employees, you should be covered. The same is true if your employer has a payroll of $500 or more in any quarter of a calendar year.
Workers can be of various types, from seasonal employees to part-time workers. Domestic and volunteer workers are excluded from workers' compensation protection. Farm workers are a special case, and are only covered on farms where there are six or more employees for at least 20 days per year.
What happens if your employer isn't insured?
If you think your employer doesn't have workers' compensation insurance and should, you can contact the Workers' Compensation Division to start an investigation. Your employer should be self-insured or covered by workers' compensation under most circumstances.
What kinds of injuries does workers' compensation insurance cover?
Workers' compensation insurance covers injuries that take place on the job, and they can be mental or physical injuries. If you travel for work, you are covered at all times while you're traveling, including while you eat or sleep. If you work in an office or a single point of employment, then you typically are only covered when you are in the workplace.
If you're hurt at work, you deserve to be compensated and to have your medical care covered. Our website has more information on workers' compensation laws, so you can learn about the rights you have as a victim of an accident in the workplace. Contact us today for more information about your specific case.