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Most drivers in River Falls try to avoid car accidents by driving responsibly. However, some do not consider others’ safety and drive recklessly, speed, drive under the influence, or drive while distracted, making a simple car trip a potentially dangerous opportunity for all of us on River Falls roadways.
While the average safe driver tries to avoid driving too close to these people, they can often sneak up on you, and before you know it, cause a collision. Hopefully, the person who hit you has insurance so that you can promptly recover damages. And, hopefully, the insurance company comes up with a fair and reasonable offer. Unfortunately, this is not always the case. Sometimes you even have to pursue a claim against your own insurance company.
If you suffered injuries or lost a loved one in a River Falls car accident, contact the River Falls car accident lawyers at Nicolet Law Accident & Injury Lawyers for your free case evaluation, and learn more about how our team of River Falls car accident associates can help you.
While you are at the accident scene, if possible, call first responders and then check on the others involved in the accident. If you are not injured and it is safe to do so, take photos of the accident, including any property that suffered damage in the wreck.
You can also ask witnesses what they saw and get their contact information. Be sure to get the other drivers’ contact, insurance, and registration information. Even if your injuries seem minor, let the emergency medical technicians check you over.
After the police release you from the scene, obtain medical attention as soon as possible—preferably immediately. Some injuries won’t show up for hours or even days. Finally, contact a River Falls car accident lawyer for a free case evaluation.
First, let your insurance company know that you were in a wreck. Let them know the date and location of the accident, your policy number, and your attorney’s contact information. If you have the other driver’s insurance information, you can also give your insurance company that information. Otherwise, do not give them any further information, no matter how hard they press you for it.
Keep in mind that insurance companies are in business to make a profit. That means that they are going to find any reason to deny your claim. Barring that, they will look for reasons to offer you a pittance, even twisting the facts of the case to make it look like you were at fault for the accident.
The River Falls car accident attorneys at Nicolet Law Accident & Injury Lawyers are familiar with this, and other tactics the insurance companies use to protect their bottom line. We can help you get the compensation you deserve from insurance companies. If the insurance company still refuses, we’ll already have most of the information required to start litigation.
With our help, many people have settled their cases for a fair and reasonable amount. However, some insurance companies just won’t budge. In other cases, the defendant does not have enough insurance. You might have to litigate if you can’t get enough money from the insurance company, especially if you suffered injuries that caused long-term or permanent disabilities or if you lost a loved one in a car accident.
In other cases, if the driver of a commercial vehicle caused the accident, you could recover from several parties, including the company, inspectors, auto technicians, dispatchers, and more. Sometimes, you can settle with all of the insurance companies involved and recover a fair and reasonable amount, but in other cases, you might have to proceed to court to get what you deserve.
Finally, if you believe you should receive punitive damages, you will most likely have to take your case to court. It is always best to keep your options open so that you can recover the compensation you deserve.
Accident victims face an uphill battle to their physical and financial recovery. Thankfully, Nicolet Law Firm can help. Committed to helping our clients navigate the complicated claims process, we are proud to offer the fierce advocacy and compassionate counsel accident victims deserve.
The trusted personal injury attorneys at Nicolet Law have the knowledge, skills, and resources to pursue all car accident claims, including those involving:
When you trust us with your case, we will investigate your accident to identify its cause and determine liability. By working with a host of industry experts and accident reconstruction specialists, we will bring hard facts to insurers and into court, if necessary.
Not sure whether you can afford an attorney? Nicolet Law Accident & Injury Lawyers delivers legal services on a contingency basis. In other words, our clients only pay us when we win their case, either at trial or by negotiating a settlement award.
The type of car accident injuries you could suffer in a River Falls car accident depends on several factors, including speed, the size of the vehicle, and how the other vehicle hits yours.
Typical car accident injuries include:
You can recover the compensation you deserve after an accident via a settlement, or by pursuing a court judgment. However, you must file your case within three years. While this time seems like a long time, it is better to file as soon as possible. It takes time to go through settlement negotiations and investigate your case.
You can recover compensatory damages and, in some cases, punitive damages.
Compensatory damages include economic damages and sometimes non-economic damages. The court orders these types of damages in an attempt to make you whole again.
On the other hand, the court orders the defendant to pay punitive damages if his or her actions or inactions were considered grossly negligent. Instead of making you whole, punitive damages act as a punishment against the defendant and a deterrent to others.
Economic damages include past and future medical expenses, past and future lost wages, replacement or repair of damaged property, and funeral, burial, and/or cremation expenses. Future medical expenses and lost wages are for those you incur after a settlement or a trial award. Even if you go back to work, you could recover partial future lost wages if your injuries and/or disabilities caused by the accident prevent you from making the same salary as before the wreck.
Non-economic damages include pain and suffering, loss of quality of life, loss of companionship and/or consortium, loss of use of a body part or bodily function, inconvenience, amputation, disfigurement, and excessive scarring.
Because River Falls is close to large city centers like Minneapolis, you might have a higher risk of getting into a car accident, especially if you commute to the city for work, school, or to enjoy the nightlife. Regardless of how careful you are when you drive, sometimes you cannot avoid other drivers who disregard the rules of the road or drive under the influence.
If a car accident injured you in River Falls, contact Nicolet Law Accident & Injury Lawyers for a free case evaluation.
If you can move around without causing additional injuries to yourself:
The insurance company will try to get you to discuss the accident. Regardless of how persistent it is, continue referring it to your attorney. Insurance companies are in business to make a profit. Any claim they have to pay cuts into their profit.
They may try to trick you into saying something that they can use against you to deny your claim or offer you a small amount that might not cover your medical expenses.
If the at-fault driver does not have insurance, the uninsured motorist insurance part of your policy will cover some or all of your damages. Your health insurance should also cover some of your medical expenses.
You can also sue the at-fault driver directly. You might receive a judgment against the at-fault driver, but if he or she does not have assets or money, the judgment stays recorded. If the defendant buys a house and then sells it, you might recover some of the amount due from the sale of the defendant’s home.
Your vehicle insurance company and your health insurance will pay some or all of the medical expenses. When you get a settlement or a trial award, you pay the car insurance and health insurance back. However, an attorney may be able to help you negotiate paying back a discounted amount.
Secondary injuries happen because of the initial injuries you suffer in an accident. For example, a car accident causes a compound fracture that needs surgery. The surgical wound becomes infected. The infection is a secondary injury.
Car accident injuries can also exacerbate pre-existing injuries. In both cases, the defendant is likely liable for medical expenses, and possibly pain and suffering for secondary injuries and exacerbated pre-existing injuries, because you would not have suffered them if not for the defendant’s actions or inactions.
The main reason to hire a River Falls car accident lawyer is that insurance companies have tricks they use to deny a claim or offer a very small settlement. Those who try to settle their own claims without the help of an attorney often recover far less money than they need to pay for their injuries. A car accident attorney helps you recover the compensation you deserve.
Additionally, the insurance company is less likely to offer an unfair amount because it knows that those who hire car accident lawyers will likely take the case to court. When you take your case to court, it costs the insurance company even more since they have to pay for their attorneys. They would rather settle for as little as possible.
The damages you can recover depend on the severity of your injuries. You could recover past and future medical expenses, past and future lost wages, replacement or repair of personal property destroyed or damaged in the accident, and funeral, burial, and/or cremation expenses. Even if you can go back to work, you could still recover partial future lost wages if you cannot work for the same salary or hourly wage you did before the wreck.
You could also recover pain and suffering, emotional distress, loss of quality of life, loss of companionship and/or consortium, inconvenience, loss of use of a body part or bodily function, inconvenience, and extra compensation for an amputation, excessive scarring, and disfigurement.
If you suffered injuries or lost a loved one in a car accident, money does not eradicate your injuries or bring your loved one back. It does, however, significantly reduce the financial stress of the missing income. You can also recover money or future lost wages and future medical expenses, including any therapies you might require.
We know that the time after a car accident is stressful, whether you suffered severe injuries or lost a loved one. Let our experienced River Falls car accident lawyers take some of that stress off your shoulders. Contact Nicolet Law Accident & Injury Lawyers at (715) 200-3626 for your free case consultation.
River Falls Office
215 S 2nd St #20
River Falls, WI 54022