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After suffering an injury in the workplace, there are various levels of benefits you may qualify for, depending upon the extent of your disability.
The types of benefits include (but are not limited to):
- Medical care: If you are experiencing physical pain, emotional trauma or loss of mobility because of a work-related accident or job tasks, you are entitled to file a workers’ compensation claim to get your medical bills paid. Workers injured in a work-related accident are entitled to receive paid medical treatment from any appropriate medical health care provider who is licensed by the state of Wisconsin.
- Death benefits: In the event of a fatal injury or work-related medical condition, the employee’s surviving spouse is entitled to a death benefit up to four times the workers’ annual salary. Death benefits for surviving minor-age children under 18 are entitled to a benefit level determined per the age of the child. If there is no surviving spouse or children, death benefits may be paid to the worker’s parents, if it can be determined the parents were the deceased’s primary financial support.
- Permanent total disability (PTD): This level is reserved for workers who have suffered the most severe injury or disability and are unable to return to work. The weekly benefits pay two-thirds of your average weekly wage dating back the previous 52 weeks of employment.
- Permanent partial disability (PPD): To qualify, your partial disability must be listed as part of a comprehensive list developed by the workers’ compensation system. A weekly maximum payment is determined by the Department of Workforce Development (DWD) and is based on the year in which you were injured. The length of payments range according to the schedule of listed disabilities — for example, the loss of a finger may be paid out 52 weeks; the loss of a hand may be paid up to 400 weeks, etc. Disabilities not listed are paid as a percentage of 1,000 weeks.
- Temporary total disability (TTD): These benefits are paid for the duration of time the injured worker is off of work for medical treatment. The amount of benefits paid per week is determined by the maximum set by the DWD and is based on the year in which you were injured.
- Temporary partial disability (TPD): This benefit is designed to help the injured worker make up for reduced earnings while restricted to different job duties at reduced pay upon returning to work. The amount of the weekly benefit is capped at two-thirds of the amount of wage loss resulting from reduced hours or lower pay scale.
Every type of benefit requires specific medical records and reports. The complexity of the system makes it necessary to make sure the initial application is handled correctly the first time, or the claim may be denied for technical reasons.
Offices Located In Hudson And Throughout Western Wisconsin
Call Nicolet Law Office, for the help you need. We can be reached toll-free at 715-377-2141 or by using the email form on our contact us page. For more information, check out our Workers’ Comp FAQ page and read our stories of real successes that we’ve achieved for our clients.