Hudson Social Security Disability Lawyer
Social Security Disability Benefits – What You Need To Know
The Social Security Administration pays benefits to people who are unable to work due to a long-term, permanent, or fatal medical condition. While some programs offer assistance to people with partial or short-term disability, SSA does not. However, qualifying family members of disabled workers may be eligible to receive Social Security benefits.1
You may file for SSD benefits if you:
- Are unable to work for a year or longer
- Have a medical condition expected to end in death
- Have a condition so severe it prevents you from working
- Meet certain age, education, and experience requirements
- Are an eligible family member of someone meeting these requirements
Types of Social Security Disability benefits:
The primary difference between the above two programs relates to an applicant’s work experience. If you have not accumulated enough work hours to qualify for SSDI, you may still qualify for SSI. The two programs, while both administered by the Social Security Administration, are completely separate and have slightly different eligibility requirements. It may be possible, in some instances, for eligible applicants to qualify for both SSDI and SSI benefits.
Which Medical Conditions Qualify For SSD Benefits?
The following is not a comprehensive list of all conditions covered under Social Security Disability benefit programs. Similarly, it is possible to have one of the conditions below and still be denied Social Security benefits based on your medical or work histories, or other federal requirements.
- Back injuries
- Bone marrow failure
- Cerebral palsy
- Coronary artery disease
- Hearing/vision loss
- Heart failure
- Hemolytic anemias
- Intellectual disorders
- Kidney disease
- Liver disease
- Marfan Syndrome
- Multiple sclerosis (MS)
- Parkinson’s disease
- Rheumatoid arthritis
- Sjogren’s Syndrome
How Do I Apply For Social Security Disability Benefits?
There are three ways to apply for Social Security Disability benefits:
- Submit your claim online at https://www.ssa.gov/applyfordisability/.
- Call the Social Security Administration’s toll-free hotline at 800-772-1213.
- Go to your local Social Security office to request an in-person appointment.
Before you submit your application, you will need to gather documents related to both your medical history and work history. If you haven’t been seeing a doctor regularly, you should schedule a medical appointment as soon as possible. If you are unable to pay for your medical visit, SSA can schedule you an appointment at no cost to you. However, this oftentimes delays the processing of your claim, so it is usually in your financial best interest to see a doctor now.
Talk with your doctor about your disability and discuss how it might continue to impact your ability to work into the future. He or she may order a series of lab tests to determine the best medical path forward. Keep records of any medical visits or lab tests; SSA will want to review those medical histories with you.
If you have documents from current or past employers, assemble those as well. Pay stubs, tax returns, and W2’s are a good place to start. Having relevant copies of financial award letters, agreements, and other proof of any temporary or permanent workers’ compensation benefits can only help speed up the claims process. Electronic copies of these documents should suffice, but make sure to have physical copies of things like your birth certificate or naturalization papers.
How Much Will My Monthly Benefits Be On Social Security Disability?
Unfortunately, there is no simple answer to this question. There are a number of factors that ultimately determine your personal benefit amount, including how long you have been active in the workforce, your average yearly earnings over the course of your career, and how long you expect to be unable to work (usually confirmed by a doctor).
If deemed eligible for Social Security benefits, you will earn a percentage of what you would have ordinarily earned had your disability not impacted your ability to work.
How Much Can I Earn While Receiving SSD Benefits?
This question also comes with a complicated answer. The amount a person is able to earn and still receive SSD benefits changes every year, and it depends largely on a person’s retirement situation. For the most up-to-date numbers, explore the SSD webpage dedicated to working beneficiaries.
The following information is based on the 2020 figures released by the Social Security Administration.
If you have not reached retirement age: SSA will deduct $1 from your benefit payments for every $2 you earn above $18,240.
In the year you reach full retirement age: SSA deducts $1 in benefits for every $3 you earn above $48,600.
If you have reached retirement age: Your earnings no longer impact your benefit amount, regardless of how much you earn.
Retirement ages vary based on when a person was born, but for everyone born after 1959, the current specified retirement age is 67. Once you reach that benchmark, your benefits will be recalculated, and your monthly distribution will likewise be adjusted.
What Are My Options If My SSD Claim Is Denied?
In the event of a claim denial, the best course of action is to speak with a trusted Hudson attorney who routinely practices in the area of Social Security Disability. An experienced disability lawyer can help you make sense of the appeals process and set you on a path toward greater financial stability. At Nicolet Law Office, our attorneys are prepared to meet your legal challenges head-on and provide you the peace of mind you deserve.
If your disability claim was recently denied, please reach out to our Hudson Social Security Disability lawyers at Nicolet Law Office Our firm has worked tirelessly to fight for disability clients in western Wisconsin and eastern Minnesota since 2007. We have built our reputation on providing experienced, compassionate, and affordable legal representation to clients experiencing financial hardship. Allow one of our attorneys help you make sense of your complex legal situation.
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