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Applying for social security disability can become extremely complicated. A high percentage of claims are denied the first time, and all too often, you may find yourself struggling to figure out why. Not only that, you may find yourself waiting out long delays while struggling to manage your disability without the help you deserve.
People experiencing long-term, permanent, or fatal medical conditions are obliged to receive monthly financial assistance through the Social Security Administration. The SSA will not pay benefits to people with minor or short-term disabilities, although these people may seek benefits from other organizations. Qualifying family members of those receiving Social Security Disability benefits may also be entitled to compensation.
A person may qualify for SSD benefits if they:
SSD coverage comes in two forms:
Whether someone qualifies for SSDI or SSI coverage ultimately depends on his or her work history. In short, SSDI is reserved for citizens who have paid into the system long enough to offset the cost of their benefit. A person who has been in the workforce for ten years or longer has a greater chance of qualifying for SSDI coverage. Conversely, those with more limited work experience may still qualify for disability benefits through the Supplemental Security Income program. It is not uncommon for eligible applicants to qualify for both SSDI and SSI assistance.
If you have been struggling with your Social Security Disability application in Hibbing, Nicolet Law Firm can help.
At Nicolet Law Accident & Injury Lawyers, we have considerable experience dealing with Social Security Disability claims and helping our clients seek the benefits they deserve.
While we cannot guarantee that you will receive Social Security benefits for your disability, we can help streamline the application, move it through more smoothly, and provide you with vital assistance that can reduce your stress and increase the odds that the Social Security Administration will approve your application.
Social Security Disability applications get denied as much as 63 percent of the time. In fact, the Social Security Administration only accepts around 22 percent of claims their first time through.
Several key challenges can increase the odds that the SSA will deny your claim.
Below is a list of some of the most commonly accepted conditions. This list does not reference all conditions eligible for SSD coverage, and it is likewise possible to have one of these conditions and still fail to qualify for reasons unrelated to your illness.
You have three options when applying for SSD coverage:
Prior to submitting your application for SSD coverage, it is recommended that you assemble relevant work and medical history documentation.
If it has been a while since you have visited a doctor, schedule an appointment with your family physician as soon as possible. Ask your doctor how your condition may impact your work eligibility in the future. He or she will examine you and may order several lab or imaging tests to determine your ability to continue working. Retain copies of all paperwork you receive at the doctor’s office, including doctor’s notes, lab test results, copies of x-rays, and prescription information. The Social Security Administration will want to review those documents.
Additionally, begin gathering pertinent work history documents. Things like W-2’s, employment agreements, severance agreements, termination papers, financial award letters are good things to look for. If you don’t have access to copies of these documents, reach out to your current and past employers to request copies. They may have retained these files for their records. Your birth certificate and Social Security card will also be needed to verify your identity.
There is no easy answer to this question. Ultimately, what a person is able to earn through Social Security Disability depends on their average earnings over the course of his or her career. In a nutshell, eligible applicants will receive a portion of their average income, as determined by SSA. For your convenience, the agency has set up a series of online “calculators” to help consumers estimate their future benefit amount: https://www.ssa.gov/planners/calculators/.
Some people whose disabilities bar them from working full-time yet retain the ability to work on a limited basis may qualify for reduced SSD benefits. Disability benefits are generally reduced for working people until they reach full retirement age. That rate of reduction depends on a number of factors, including an applicant’s distance from retirement and lifetime earnings.
While retirement ages vary based on the year of someone’s birth, the current benchmark is 67 for those born after 1959. Once a person reaches 67 (or his or her specified retirement age), his or her benefits amount will no longer be reduced, regardless of earnings. For the most up-to-date figures regarding working beneficiaries, visit the Social Security Administration’s dedicated web page on the subject: https://www.ssa.gov/planners/retire/whileworking.html#h1
Your best option following a Social Security Disability claim denial is to reach out to a trusted attorney who routinely represents disability clients. A savvy disability lawyer can walk you through the appeals process and help you make better sense of your options.
If your Social Security Disability claim was previously denied, we encourage you to reach out to one of our compassionate, knowledgeable attorneys. We have helped countless people like you realize financial independence following a challenging medical diagnosis.
We are proud to offer every client a free initial consultation. This gives those seeking legal representation a risk-free opportunity to explore their legal avenues. If you are curious about how a licensed disability attorney can produce better outcomes for you and your family, contact us for help.
Yes. Whether you had your claim denied the first time and want to increase the odds that you will win your appeal or you want help putting together your claim the first time, Nicolet Law Accident & Injury Lawyers can help you. Contact us today at (218) 217-0659 to learn more about the benefits of our service.
Have questions about your Social Security Disability application? Take a look at the FAQ below.
No, an SSDI denial does not automatically mean that you will not recover the benefits you need. A high percentage of SSDI claims get denied the first time. If you had your claim denied, an appeal can help you get the support you need.
First, keep in mind that, to file again, you should file an appeal to your SSDI denial, rather than filing an entirely separate claim. Next, consider why the SSA denied your claim. Did you provide inadequate evidence? Did your claim fail to reflect your full disability? Have a lawyer look over your claim to get a better idea of why the SSA denied your claim and what you might need to change in your appeal.
Due to the high percentage of SSDI claims that get denied the first time, you may want to start working with a lawyer to streamline your claim as soon as you realize that you can receive benefits based on your disability. However, you may also want to contact a lawyer if you have had your SSDI claim denied, you have questions about your SSDI claim, or you want to streamline the process and increase the odds that you will get your claim approved faster.
Generally, you will receive the same payments regardless of whether you have a single disability or several impairments that create a disability. However, multiple disabling challenges could increase the odds that the SSA will approve your Social Security Disability application.
The SSA does not put a limit on the number of times you can apply for benefits. However, if you have had your claim denied, you may want to submit an appeal, rather than a new application. An appeal can increase your odds of future approval.
If you need to file a Social Security Disability claim in Hibbing, Nicolet Law Accident & Injury Lawyers can help. Our experienced team of attorneys can:
Many of Nicolet Law Accident & Injury Lawyers’ clients have had their claims approved faster, getting them the disability benefits they needed faster. Call our Hibbing office at 218-217-0659 or use our convenient contact form to reach us by email.
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