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A Social Security Disability Law Firm In Hibbing

Social Security Disability Explained

People experiencing long-term, permanent, or fatal medical conditions are obliged to receive monthly financial assistance through the Social Security Administration. The SSA will not pay benefits to people with minor or short-term disabilities, although these people may seek benefits from other organizations. Qualifying family members of those receiving Social Security Disability benefits may also be entitled to compensation.

A person may qualify for SSD benefits if they:

  • Are a qualified family member of a person meeting the below requirements
  • Cannot work for 12 or more consecutive months
  • Meet required age, education, and work history benchmarks
  • Were given a fatal medical diagnosis

SSD coverage comes in two forms:

  • Social Security Disability Insurance (SSDI)2
  • Supplemental Security Income (SSI)3

Whether someone qualifies for SSDI or SSI coverage ultimately depends on his or her work history. In short, SSDI is reserved for citizens who have paid into the system long enough to offset the cost of their benefit. A person who has been in the workforce for ten years or longer has a greater chance of qualifying for SSDI coverage. Conversely, those with more limited work experience may still qualify for disability benefits through the Supplemental Security Income program. It is not uncommon for eligible applicants to qualify for both SSDI and SSI assistance.

Does My Condition Qualify For SSD Coverage?

Below is a list of some of the most commonly accepted conditions. This list does not reference all conditions eligible for SSD coverage, and it is likewise possible to have one of these conditions and still fail to qualify for reasons unrelated to your illness.

  • Anxiety
  • Asthma
  • Autism
  • Back injuries
  • Bone marrow failure
  • Cancer
  • Cerebral palsy
  • COPD
  • Coronary artery disease
  • Depression
  • Dermatitis
  • Epilepsy
  • Hearing/vision loss
  • Heart failure
  • Hemolytic anemias
  • IBD
  • Intellectual disorders
  • Kidney disease
  • Liver disease
  • Lupus
  • Marfan Syndrome
  • Multiple sclerosis (MS)
  • Parkinson’s disease
  • Rheumatoid arthritis
  • Sjogren’s Syndrome

Applying For Social Security Disability Benefits

You have three options when applying for SSD coverage:

  1. File your application online at
  2. Call SSA using the following toll-free hotline: (800) 772-1213.
  3. Contact your local Social Security office to schedule an in-person appointment.

Prior to submitting your application for SSD coverage, it is recommended that you assemble relevant work and medical history documentation.

If it has been a while since you have visited a doctor, schedule an appointment with your family physician as soon as possible. Ask your doctor how your condition may impact your work eligibility in the future. He or she will examine you and may order several lab or imaging tests to determine your ability to continue working. Retain copies of all paperwork you receive at the doctor’s office, including doctor’s notes, lab test results, copies of x-rays, and prescription information. The Social Security Administration will want to review those documents.

Additionally, begin gathering pertinent work history documents. Things like W-2’s, employment agreements, severance agreements, termination papers, financial award letters are good things to look for. If you don’t have access to copies of these documents, reach out to your current and past employers to request copies. They may have retained these files for their records. Your birth certificate and Social Security card will also be needed to verify your identity.

What Will Be My Monthly Benefit Amount?

There is no easy answer to this question. Ultimately, what a person is able to earn through Social Security Disability depends on their average earnings over the course of his or her career. In a nutshell, eligible applicants will receive a portion of their average income, as determined by SSA. For your convenience, the agency has set up a series of online “calculators” to help consumers estimate their future benefit amount:

Working While Receiving Social Security Disability Benefits

Some people whose disabilities bar them from working full-time yet retain the ability to work on a limited basis may qualify for reduced SSD benefits. Disability benefits are generally reduced for working people until they reach full retirement age. That rate of reduction depends on a number of factors, including an applicant’s distance from retirement and lifetime earnings.

While retirement ages vary based on the year of someone’s birth, the current benchmark is 67 for those born after 1959. Once a person reaches 67 (or his or her specified retirement age), his or her benefits amount will no longer be reduced, regardless of earnings. For the most up-to-date figures regarding working beneficiaries, visit the Social Security Administration’s dedicated web page on the subject:

Appealing A Previously Denied Claim

Your best option following a Social Security Disability claim denial is to reach out to a trusted attorney who routinely represents disability clients. A savvy disability lawyer can walk you through the appeals process and help you make better sense of your options.

If your Social Security Disability claim was previously denied, we encourage you to reach out to one of our compassionate, knowledgeable attorneys. We have helped countless people like you realize financial independence following a challenging medical diagnosis.

We are proud to offer every client a free initial consultation. This gives those seeking legal representation a risk-free opportunity to explore their legal avenues. If you are curious about how a licensed disability attorney can produce better outcomes for you and your family, call our Hibbing office at 218-217-0659 or use our convenient contact form to reach us by email.

Hibbing Office
Howard Court Bldg.
302 Howard Street, Suite 123
Hibbing, MN 55746
Phone: 218-217-0659



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Awards & Recognitions

Nicolet Law Office is honored to have been nominated for numerous awards for excellence in service and client satisfaction. Our attorneys have appeared in such prestigious lists as Top 40 Under 40 and Rising Stars. While we’re thankful to have the support of industry peers and independent third-party organizations, nothing beats the feeling of gratitude we share with clients when we can make a positive impact on their lives.

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Contact us today to request a free case evaluation with a dedicated local attorney. With twelve convenient office locations throughout Minnesota and Wisconsin, accessing award-winning legal services has never been easier. If you have a medical condition that prevents you from traveling, we would be happy to meet you at your home or schedule a private virtual consultation.


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13 locations in Wisconsin and Minnesota to serve you

Wisconsin State Icon

Wisconsin Locations:

402 Graham Ave.
Suite 305
Eau Claire, WI 54701

Phone: (715) 835-5959
Map & Directions

2300 Riverside Dr,
Suite 105
Green Bay, WI 54301
Phone: (920)-504-3655
Map & Directions

517 2nd Street
Unit #205
Hudson, WI 54016

Phone: 715-226-6158
Map & Directions

205 5th Avenue S,
Suite 209,
La Crosse, WI 54601

Phone: 608-527-0876
Map & Directions

2790 S. Fulton
Milwaukee, WI 53207
Phone: (414)-260-2220
Map & Directions

1500 Madison Ave.
Suite 220
New Richmond, WI 54017

Phone: 715-226-6164
Map & Directions

337 North Main Street
Rice Lake, WI 54868

Phone: (715) 790-1114
Map & Directions

215 S 2nd St #20
River Falls, WI 54022

Phone: (715) 716-5869
Map & Directions

1200 Tower Ave.
Superior, WI 54880

Phone: (715) 718-2969
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408 3rd Street
Suite 303
Wausau, WI 54403

Phone: (715) 716-5092
Map & Directions

Minnesota State Icon

Minnesota Locations:

306 West Superior Street,
Suite 606 West
Duluth, MN 55802

Phone: (218) 729-0628
Map & Directions

Howard Court Bldg.
302 Howard Street, Suite 123
Hibbing, MN 55746

Phone: 218-217-0659
Map & Directions

23 - 4th Street SE
Suite #217
Minneapolis, MN 55414
Phone: (612) 688-4459
Map & Directions

724 Bielenberg Drive
Suite 126
Woodbury, MN 55125

Phone: (651) 815-0017
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Wisconsin and Minnesota’s Local Award-Winning Injury and Disability 
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If we do not get you a recovery in your case, you will not be responsible for any attorney fees, but you still may be responsible for costs expended on your behalf, such as filing fees, medical records, etc.
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