Nicolet law office
SERVING WI & MN | Calls Answered 24/7 | Free Consultations 866-663-8774
Nicolet Law managing attorney Russell Nicolet

#NicoletKnows Accident & Injury Law

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Nicolet Law office
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SERVING WI & MN | Calls Answered 24/7 | Free Consultations 866-663-8774

Understanding All of Your Bankruptcy Options

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Understanding All of Your Bankruptcy Options

Woman researching bankruptcy options and reviewing her finances

Facing a growing mountain of debt is a stressful situation that can drive anyone to make decisions out of desperation. Making decisions before you understand all your options might actually make the situation worse, though. At the very least, if you don't know all of your options for dealing with debt, you could take a path that costs much more or leaves you with a continuing struggle in the future.

In Wisconsin, you have numerous options for debt relief through the legal system. All state residents can learn more about filing for either Chapter 7 or Chapter 13 bankruptcy under the federal bankruptcy system. Both types of bankruptcy do come with certain requirements and thresholds, and some people who file for Chapter 7 don't qualify because of their income or type of debt. Those individuals often qualify for a Chapter 13 filing instead.

A Chapter 13 bankruptcy is sometimes referred to as a wage earner's plan because it was designed for people with a steady income. The petition lets you work through the court and a trustee to reorganize your debts and pay off creditors within a period that usually lasts three to five years.

One option residents of Wisconsin have that isn't available throughout the rest of the nation is often referred to as a Chapter 128. Technically, this option is a debt reorganization similar to Chapter 13 bankruptcy, but it is governed under Chapter 128 of the state's statutes.

Deciding what type of bankruptcy is best for you and ensuring everything is filed correctly can be daunting tasks. Our firm works with you to review your situation and pick the best possible path toward a new financial life.

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SEE HOW NICOLET LAW MAKES A DIFFERENCE IN OUR CLIENTS’ CASES

CAR ACCIDENT

Result with Nicolet Law 
$1,200,000.00

CAR ACCIDENT

Offer before Nicolet Law
$50,000.00

SEMI-TRUCK ACCIDENT

Result with Nicolet Law 
$700,000.00

SEMI-TRUCK ACCIDENT

Offer before Nicolet Law
$75,000.00

SLIP AND FALL ACCIDENT

Result with Nicolet Law 
$180,000.00

SLIP AND FALL ACCIDENT

Offer before Nicolet Law
$5,000.00

PEDESTRIAN HIT BY CAR

Result with Nicolet Law 
$1,050,000.00

PEDESTRIAN HIT BY CAR

Offer before Nicolet Law
$0.00 - denial

DRUNK DRIVING ACCIDENT

Result with Nicolet Law 
$815,000.00

DRUNK DRIVING VICTIM

Offer before Nicolet Law
$0.00

UTV ACCIDENT

Result with Nicolet Law 
$250,000.00

UTV ACCIDENT

Offer before Nicolet Law
$5,000.00
(click to view results)

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Awards & Recognitions

Nicolet Law Office is honored to have been nominated for numerous awards for excellence in service and client satisfaction. Our attorneys have appeared in such prestigious lists as Top 40 Under 40 and Rising Stars. While we’re thankful to have the support of industry peers and independent third-party organizations, nothing beats the feeling of gratitude we share with clients when we can make a positive impact on their lives.

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DEDICATED ATTORNEYS SERVING A COMMUNITY NEAR YOU

Contact us today to request a free case evaluation with a dedicated local attorney. With twelve convenient office locations throughout Minnesota and Wisconsin, accessing award-winning legal services has never been easier. If you have a medical condition that prevents you from traveling, we would be happy to meet you at your home or schedule a private virtual consultation.

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12 locations in Wisconsin and Minnesota to serve you

Wisconsin State Icon

Wisconsin Locations:

EAU CLAIRE:

402 Graham Ave.
Suite 305
Eau Claire, WI 54701

Phone: (715) 835-5959
Map & Directions

HUDSON:

517 2nd Street
Unit #205
Hudson, WI 54016

Phone: 715-226-6158
Map & Directions

LA CROSSE:

119 N 19th St S
La Crosse, WI 54601

Phone: 608-527-0876
Map & Directions

NEW RICHMOND:

1500 Madison Ave.
Suite 220
New Richmond, WI 54017

Phone: 715-226-6164
Map & Directions

RICE LAKE:
337 North Main Street
Rice Lake, WI 54868

Phone: (715) 790-1114
Map & Directions

RIVER FALLS:
215 S 2nd St #20
River Falls, WI 54022

Phone: (715) 716-5869
Map & Directions

SUPERIOR:
1200 Tower Ave.
Superior, WI 54880

Phone: (715) 718-2969
Map & Directions

WAUSAU:
408 3rd Street
Suite 303
Wausau, WI 54403

Phone: (715) 716-5092
Map & Directions

Minnesota State Icon

Minnesota Locations:

DULUTH:
306 West Superior Street,
Suite 606 West
Duluth, MN 55802

Phone: (218) 729-0628
Map & Directions

HIBBING:
Howard Court Bldg.
302 Howard Street, Suite 123
Hibbing, MN 55746

Phone: 218-217-0659
Map & Directions

MINNEAPOLIS:
225 South 6th Street
Suite 3900
Minneapolis, MN 55402
Phone: (608) 315-5639
Map & Directions

WOODBURY:
724 Bielenberg Drive
Suite 126
Woodbury, MN 55125

Phone: (651) 815-0017
Map & Directions

Wisconsin and Minnesota’s Local Award-Winning Injury and Disability Attorneys.
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